Free tool

Nigerian personal income tax calculator

The quickest way to estimate your annual personal income tax. Best for freelancers, consultants, business owners and anyone with mixed income who doesn't want to enter a full payroll breakdown. Switch regimes to compare NTA 2025 against the older PITA system.

Tax year

Income

Total annual gross income before any deductions.

Reliefs & deductions

Rent Relief: lower of 20% of rent or ₦500,000.

Total annual contribution to your PFA — employee portion only.

NHF, NHIS, life assurance (capped ₦100k), approved mortgage interest etc.

Estimates only. Not tax advice. Final liability is determined by the Nigeria Revenue Service and your State Internal Revenue Service. Confirm with your account officer before relying on these numbers for filings.

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Enter your gross income

Add an annual or monthly gross figure to see your tax, effective rate, monthly PAYE and band-by-band breakdown.