Free tool

Nigeria PAYE & take-home calculator

Plug in your salary structure to see exactly what comes out for pension, NHF, NHIS, rent relief and PAYE — and what lands in your account every month. Switch regimes to compare the new NTA 2025 against the old PITA bands.

Tax year

Salary structure

Basic

Pension, NHF and gratuity are based on this.

Housing allowance

Transport allowance

Other allowances

Bonuses, BIK, 13th month etc. (not pensionable).

Reliefs & deductions

Annual rent paid

Rent Relief: lower of 20% of rent or ₦500,000 per year. Receipts required.

Contribute to NHF2.5% of basic. Statutory for formal-sector employees; uncheck if you are exempt.

Estimates only. Not tax advice. Final liability is determined by the Nigeria Revenue Service and your State Internal Revenue Service. Confirm with your account officer before relying on these numbers for filings.

Live result

Enter your salary structure

Add at least one allowance to see your monthly take-home, PAYE, statutory deductions, and a full band-by-band breakdown.